We will certainly refund your money if the documents don’t get delivered to you for some reason. This has never happened. But once they are delivered to you, either by download or email, whatever the method, you cannot return them. Now the information is yours. We cannot control what you do with the information. Nor can we control how the pretender lender institutions will respond to your filing of the documents with them. Thus once you have received the Liberty documents, there cannot be any refund thereafter. The good news is, not a single customer since 2002 has ever asked for a refund. That is testimony to the 100% success rate of the Liberty program. It is extremely unlikely that the Liberty system will fail.